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Any advisor can say they are a financial planner; they don't have to hold the CFP (Certified Financial Planner) designation to do so. A monetary adviser may create monetary plans for clients or sell financial products, or a combination of each. They can also provide insight on savings. A financial adviser is generally compensated by way of charges, commissions, or a mixture of both. A flat price, reminiscent of $3,500 per year, for an annual portfolio evaluate or $5,000 for a financial plan. Eac...